Flexible Roofing Financing
A damaged roof should not have to wait for the budget to catch up. RestorePros offers simple financing for Madison and Dane County homeowners, with low monthly payments and 0% interest plans for qualified buyers, so you can fix the problem now and pay over time.
Financing built for homeowners, not for the bank
We partner with lenders who specialize in home-improvement projects, so the approval is quick and the terms are written to fit a real household budget. Apply in minutes, get a fast decision, and keep your savings where they belong.
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Low monthly payments
Spread the cost of a roof across terms up to 60 months and keep the monthly number comfortable.
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Fast, simple approvals
A short application and a soft-pull pre-qualification mean most homeowners hear back the same day.
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0% interest plans available
Qualified buyers can choose a promotional plan and pay no interest when the balance is cleared in the term.
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No prepayment penalties
Pay the loan off early whenever you like, with no extra fees and nothing buried in the fine print.
Estimate your monthly payment
Estimate based on a sample 5.99% APR for qualified buyers. Actual terms vary. This is not an offer of credit.
Insurance or financing?
If your roof was damaged by hail or wind, a homeowner's insurance claim usually covers most of the cost of replacement, and you are responsible only for your deductible. We meet your adjuster on site, document every detail, and help you get a fair settlement so the out-of-pocket amount stays as small as possible.
Financing fills the gap. Many homeowners use a payment plan to cover the deductible, to handle an age-related replacement that insurance will not pay for, or to add upgrades like better ventilation or seamless gutters while the crew is already on the roof. Insurance and financing work together, and we will lay out both paths in plain language at your free inspection so you can pick what makes sense for your home.
Straight answers before you apply
The questions Dane County homeowners ask us most often about paying for a new roof over time.
What credit do I need to qualify?
There is no single cutoff. Our lending partners approve a wide range of credit profiles, and the rate and term you are offered depend on your situation. A quick pre-qualification uses a soft credit check, so it will not affect your score to find out where you stand.
How fast is approval?
Most homeowners get a decision the same day, often within minutes of submitting the short online application. Once you are approved, funds are ready quickly, so storm or leak repairs do not have to sit and get worse while you wait on paperwork.
Can I use financing along with an insurance claim?
Yes, and many of our customers do. Insurance typically covers the bulk of a storm-damage replacement, and homeowners use financing to spread out the deductible or to pay for upgrades that a claim will not cover. We help you coordinate both so the project moves forward without a large up-front check.
Is there a prepayment penalty?
No. You can pay extra or clear the full balance early at any time with no added fees. On a 0% promotional plan, paying the balance within the term means you owe no interest at all.
What can I finance?
Any of our work qualifies: a full roof replacement, a major repair, siding, seamless gutters, and replacement windows. If we are completing several projects together, the whole package can usually go on one simple plan so you have a single monthly payment.
Ready for a roof you can stop worrying about?
Book your free, no-obligation inspection today. We will tell you honestly whether you need a repair, a replacement, or nothing at all.